Double a penny every day for a month and what do you get?
Over ten million pounds! That’s the power of exponential growth! So next time you see a penny on the floor in your house or you drop it in a jar as unimportant. Remember the power of the penny!

Whatever your age start saving money, spend less and save money. It is really easy to accumulate wealth. Let me illustrate this concept in helping people - or paying it forward.

Let’s say you did a nice thing for 10 people and you said. I am going to do this for you and I want you all to go out and do one nice thing for another 10 people. Those 10 people keep their promise and do nice things for 10 people each. Now 100 people have had something nice done for them.

Then those 100 people go out and do the same, now 1,000 people are feeling the joy of contribution! Those 1,000 people think “this is great” and they go out and keep their promise and help 10 people each. Now we have reached 10,000 people. And so it goes on and on……

10,000 x 10 = 100,000
100,000 x 10 = 1 million
one million people have now had something nice done for them.

Now just imagine if that was your money!!!! Invest, think big and having a blessed day
Oh. and just in case you don’t believe me about the penny here it is!

Day 1 .01

Day 2 .02

Day 3 .04

Day 4 .08

Day 5 .16

Day 6 .32

Day 7
.64

Day 8 £1.28

Day9 £2.56

Day10 £5.12

Day11 £10.24

Day12 £20.48

Day13 £40.96

Day14 £81.92

Day15 £163.84

Day16 £327.68

Day17
£655.36

Day18 £1,310.72

Day19 £2,621.44

Day20 £5,242.88

Day21 £10,485.76

Day22 £29,971.52

Day23 £41,943.04

Day24 £83,886.08

Day25 £167,772.16

Day26 £335,544.32

Day27 £671,088.64

Day28 £1,342,177.30

Day29 £2,684,354.60

Day30 £5,368,709.20

Day31 £10,737,418.40

Ideas For Teenagers With Business Dreams

By Alston Ballkcom

I don’t know if you are looking to get rich or just looking for money to spend at the mall, but if you have an entrepreneurial spirit, do something with it!  Get some experience doing something entrepreneurial at as young an age as possible. 

I started several unsuccessful businesses before I was able to run one that would fit anyone’s definition of "successful."  One of the things that I do is market insurance on the Internet.  I have a couple websites https://1800insuranceCT.com and https://lovetherates.com.  I’m far from rich, but I can see rich from here.  Although I made some good decisions along the way, I’d be working for someone else for much less money, if I didn’t spend a lot of years working hard and saving my pennies.

The average successful business person failed two or three times before they had their first business success.  There are some aspects of business that you can only learn by starting a business. 

I think it was E. Howard Hunt (one of the richest men of the 1970s) who said "the secret of success is that there is no secret of success."  In another words, we all know that it is largely a manner of hard work.  One of the things that gets in way of success is the pursuit of the elusive "secret" of success.  While some are straying from the path and looking for a utopian "secret of success" others are working hard and moving forward.

The other thing that gets in the way is not having a dream or a goal worth having.  If you believe that all you are going to be is average, you are likely to be right.  Don’t get the path to success confused with the typical career path that leads nowhere. 

Here is a game plan for a teenager with business dreams:

First go out and get that menial job you don’t want.  Plan to save every penny you can.  And while you need to do the best you can at that job in order to learn from it, use the fact that you hate it to motivate you to save as much as possible and to work on other ways of making money.

Second, think about how you can use your talents or other resources to make money more efficiently.  Think about it all of the time (except of course when you are studying). 

Do you have a particular knowledge about something that gives you an advantage in buying and selling objects in a certain category?  People have made small fortunes buying items at garage sales and selling on them Ebay or flea markets.  Are there things that your friends buy that you can buy in bulk and sell to them more cheaply?

Whenever you have an idea that needs refining, go to the library.  You can get the advice of rich experts for FREE at the library.  If there is are secrets to success, the library – not the Internet – is one of them.

Can you run errands for adults?  People are busy and some will pay to make them less busy.  Perhaps you can grocery shop or run other errands for your clients.  You may be able to make a lot more money doing this than you can at the local grocery store.  Offer an errand/shopping service as soon as you have access to a car.  If you live in a city with good mass transit, you may not even need a car.  I think this is what I would do if I were a teenager again and had no money.

Whatever you do make sure that you charge a fair fee.  That is one that is fair to you.  Find busy people with higher incomes to turn into clients.  A woman making $100 an hour will appreciate someone who will charge her $15 an hour to take something off of her to do list.  She will profit $85 for every hour you save her.  Do the job right and she might tell a friend.  Screw it up and she might tell two friends.

Good luck.

About the Author: Alston J. Balkcom is a Connecticut health insurance agent and small business owner.  His websites help people get affordable Connecticut health insurance and auto and homeowners insurance.

Source: www.isnare.com

New Year.  New Semester.  New Homework Solutions.
Copyright © 2007 Susan Kruger, All Rights Reserved

As students begin a new semester, this is the perfect time to establish some new routines to improve the process of doing homework.

The first question to ask yourself is, "If there is one thing I could improve about homework, what would it be?"  The first answer that probably came to mind was, "Get rid of it!"  Honestly, that would be my first response, too.  However, homework is a fact-of-life and serves a very good purpose (whether we like it or not), so let’s try that again…

If You Could Improve One Thing about Homework, What Would It Be?

Time Management For First-year University Students

By Patricia Miller

Ever run out of time for something that needed to be done?

If you answered yes, perhaps you had trouble managing your time properly. Time management can teach you how to make the most of your time.

Time management is one of the most important skills for university students.  You should be very busy with your studies while, at the same time, balancing it with an on-campus social life.

You have been admitted to the school of your choice, with hopes of meeting new friends and finding success in your classes.

Getting into college is the easy part, but the hard part would be finishing it in one piece. College can be fun but at the same time frustrating, especially if your professors are being difficult or too strict. You may have thought some of these things when you first visited your university’s campus:

•  I am overwhelmed. This is too much.

•  The campus is so big, how will I ever find my way around?

•  Okay, now I am a college student. Now what happens?

Surviving college is not just about how intelligent you are. It is not about how high you scored on standardized tests or admissions exams, and it is not entirely about classes and studying. People need to socialize; it’s part of their human nature. College does allow you to interact, but you must also study.

It is important that you balance your time between studying and socializing. Some college students study themselves to the point of fatigue, but then some of them do not pass their classes due to stress. Other college students think of the university as one endless party.

Some students do not appreciate the importance of socialization, and others do not value the importance of their education.

You may be an intellect but it is not the only key to success in college. What is the secret to collegiate success?

Time management is vital.

College requires you to balance your life. You have to manage everything, such as class preparation, studying, campus organization activities, spending time with friends, eating healthy, exercising, and sleeping.

Time management is not solely about studying, but also the attentiveness on relieving the stress of college life.

Here are some ways that you can effectively manage your precious time:

•  Learn to prioritize. Once you are focused on the goals you wish to achieve, you must prioritize the activities required to reach the goal. That will help you determine what particular task needs to be accomplished first and what tasks can be reserved for the future. To accomplish your goals more efficiently, try to mark deadlines on your calendar.

•  Try to set goals. Know what you want to achieve and make those achievements your priority. That could be anything, whether you want to achieve the goal in a day, a week, a month, or a semester. Determine what your academic goal should be.

Making goals could make it simpler for you to concentrate; instead of juggling subjects that you think are easy, it could be very stressful and often results in failing to achieve your goal.

If you have more than one goal, it is wise to separate them into more manageable sections. Make a list of what you want to achieve for one week and for following weeks.

•  Use extra time constructively. As an example, instead of doing nothing before class while waiting for the professor to arrive, try to think of the latest class assignment. If you are assigned to write an essay or research paper, use the time to think of a good topic for it.

It is a fantastic way to portion your time into manageable pieces, and great time saver. It also allows you more time to spend time with your friends. When it comes to finishing tasks, sooner is always better than later.

•  Time management planning is available for you to use to your advantage. Do not squander the resources and methods or available to you. The key to time management planning is carrying out the plans. Some college students get easily swayed by friends to attend a party while the student should be studying or otherwise in the process of achieving the established goals.

Oftentimes, students think that they can put off the agenda until tomorrow. Doing so often results in too many things to do the next day, resulting in stress and frustration.

You may have thought that each day is too short for you to finish all your work, and you may wish that there were more hours in a day. Those wishes are impossible. Therefore, the best course of action is to make use of what little time you do have.

Establish a time management schedule to simplify priorities, and to avoid being stressed out from trying to accomplish everything at once.

About the Author: Patricia Miller enjoys writing for several online magazines, on work from home and product tips topics.

Source: www.isnare.com

Talking to a group of teens today they told me a story of a teacher that constantly puts them down as a class and tells them why they will fail, and why they won’t succeed at much. Now I am not in the classroom so I have no idea if this teacher is hoping to use reverse psychology and fire them up to achieve because they have said there is no way that will happen. But if they are it needs to stop!

If you can choose to empower a teen, if you are in a position such as a teacher, the educators of our future generation, why create a generation that believes they are not capable of much? I just don’t get it!

I wonder how I would go about “fighting” government to have this sort of thing banned, and instant dismissal set up. After all there is zero tolerance against physical and verbal abuse of nurses, and full stop against abuse of children.

A couple of years ago I bought the domain name and shame.com
I wanted to set up a website for adults where they could post up what teachers said to them that caused lasting harm, but I was advised against it!

We really need to begin to understand the long term effects of verbal abuse on teens.

What we need are more schools like this one, Mitchell High School, who understand that attitude and self belief is everything when it comes to success for teens, especially if your environment is trying to tell you otherwise!

Check out this great video

http://www.joinmitchell.com/ECM.html